Indulge in the rich, comforting flavors of Super Moist Chocolate Chip Banana Bread—a timeless classic with a chocolaty twist. This easy-to-make recipe is the perfect way to use up overripe bananas and delivers a soft, fluffy loaf packed with gooey chocolate chips. Whether you’re enjoying a warm slice with coffee or serving it as dessert, this banana bread is a guaranteed crowd-pleaser.
Why You’ll Love This Recipe
This banana bread is ultra-moist, thanks to ripe bananas and just the right amount of butter. It’s sweet but not overly so, making it ideal for breakfast, a snack, or even dessert. The addition of semi-sweet chocolate chips adds melty bursts of richness in every bite. With minimal prep and one mixing bowl, this recipe is both easy and delicious—perfect for beginner bakers and seasoned pros alike.
Ingredients
(Tip: You’ll find the full list of ingredients and measurements in the recipe card below.)
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1¾ cups all-purpose flour
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¾ cup sugar
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½ cup unsalted butter
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2 large eggs
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3 ripe bananas (mashed)
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1 cup semi-sweet chocolate chips
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1 teaspoon baking powder
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½ teaspoon baking soda
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1 teaspoon salt
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1 teaspoon vanilla extract
Directions
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Preheat your oven to 350°F (180°C) and grease a 9×5-inch loaf pan.
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In a medium bowl, whisk together the flour, baking powder, baking soda, and salt.
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In a separate large bowl, beat the sugar and softened butter until light and fluffy.
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Add the eggs one at a time, mixing well after each. Stir in the vanilla extract and mashed bananas.
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Gradually add the dry ingredients to the wet mixture, stirring until just combined.
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Fold in most of the chocolate chips, saving a handful to sprinkle on top.
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Pour the batter into the prepared loaf pan and top with the remaining chocolate chips.
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Bake for about 60 minutes, or until a toothpick inserted into the center comes out clean.
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Let the bread cool in the pan for 10–15 minutes, then transfer to a wire rack to cool completely before slicing.
Servings and timing
This recipe yields about 12 servings.
Prep time: 10 minutes
Cook time: 60 minutes
Total time: 1 hour 10 minutes
Variations
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Nutty Twist: Add ½ cup of chopped walnuts or pecans for extra crunch.
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Double Chocolate: Mix 2 tablespoons of cocoa powder into the dry ingredients for a chocolate-flavored banana bread.
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Mini Loaves or Muffins: Pour batter into mini loaf pans or a muffin tin and reduce the baking time accordingly.
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Spice It Up: Add a pinch of cinnamon or nutmeg for a warm, spiced flavor.
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Dairy-Free Option: Use plant-based butter and dairy-free chocolate chips to make it dairy-free.
Storage/Reheating
Store the banana bread in an airtight container at room temperature for up to 3 days, or in the fridge for up to 5 days.
To reheat, microwave a slice for 10–15 seconds to restore that fresh-from-the-oven texture.
You can also freeze the whole loaf or individual slices for up to 2 months. Thaw at room temperature or microwave briefly before serving.
FAQs
Can I use frozen bananas?
Yes, thaw frozen bananas and drain any excess liquid before mashing and using in the recipe.
What type of chocolate chips should I use?
Semi-sweet chocolate chips work best, but you can use dark, milk, or even white chocolate chips if preferred.
Can I make this banana bread gluten-free?
Yes, substitute the all-purpose flour with a gluten-free flour blend that includes xanthan gum for best results.
Why is my banana bread dry?
Overbaking is usually the cause. Be sure to check for doneness around the 55-minute mark and remove the loaf as soon as a toothpick comes out clean.
Can I reduce the sugar?
Yes, you can cut the sugar down to ½ cup if you prefer a less sweet loaf, especially if your bananas are very ripe.
What’s the best way to mash bananas?
Use a fork or potato masher to mash them until smooth. You can leave a few small chunks for added texture if you like.
Can I add yogurt or sour cream?
Yes, adding ¼ cup of plain yogurt or sour cream makes the bread even more moist and tender.
How do I prevent the chocolate chips from sinking?
Lightly toss the chocolate chips in a bit of flour before folding them into the batter to help keep them suspended.
Can I use a different size pan?
Yes, but baking times will vary. Mini loaves or muffin tins will need less time, while larger pans may need more.
Is it better to use fresh or overripe bananas?
Overripe bananas are best because they’re sweeter, softer, and provide better moisture and flavor.
Conclusion
Super Moist Chocolate Chip Banana Bread is everything a comfort bake should be—soft, rich, flavorful, and incredibly easy to make. Whether you’re baking for your family, a special occasion, or just to use up those ripe bananas on the counter, this recipe delivers every time. One bite and you’ll understand why it’s a true favorite.

Super Moist Chocolate Chip Banana Bread
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- Author: Chef Sophia
- Total Time: 1 hour 10 minutes
- Yield: 12 servings
- Diet: Vegetarian
Description
Super Moist Chocolate Chip Banana Bread is a rich, comforting loaf that’s soft, fluffy, and bursting with gooey chocolate chips. Made with overripe bananas and simple ingredients, it’s perfect for breakfast, snacking, or dessert. Easy to prepare and always a hit, this recipe is a delicious way to use up bananas.
Ingredients
1¾ cups all-purpose flour
¾ cup sugar
½ cup unsalted butter
2 large eggs
3 ripe bananas, mashed
1 cup semi-sweet chocolate chips
1 teaspoon baking powder
½ teaspoon baking soda
1 teaspoon salt
1 teaspoon vanilla extract
Instructions
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Preheat your oven to 350°F (180°C) and grease a 9×5-inch loaf pan.
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In a medium bowl, whisk together the flour, baking powder, baking soda, and salt.
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In a large bowl, beat the sugar and softened butter until light and fluffy.
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Add the eggs one at a time, mixing well after each addition. Stir in the vanilla and mashed bananas.
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Gradually stir in the dry ingredients until just combined.
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Fold in most of the chocolate chips, reserving a few to sprinkle on top.
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Pour the batter into the prepared pan and top with remaining chocolate chips.
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Bake for about 60 minutes, or until a toothpick inserted in the center comes out clean.
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Cool in the pan for 10–15 minutes, then transfer to a wire rack to cool completely before slicing.
Notes
- Use overripe bananas for maximum sweetness and moisture.
- For added texture, include chopped nuts or a sprinkle of oats on top.
- Toss chocolate chips in a little flour to prevent them from sinking.
- Store in an airtight container at room temp (3 days) or fridge (5 days).
- Freeze slices or the whole loaf for up to 2 months.
- Prep Time: 10 minutes
- Cook Time: 60 minutes
- Category: Breakfast
- Method: Baking
- Cuisine: American